{"id":30181,"date":"2026-03-30T08:37:09","date_gmt":"2026-03-30T08:37:09","guid":{"rendered":"https:\/\/www.bitnovo.com\/blog\/?p=30181"},"modified":"2026-03-30T08:37:09","modified_gmt":"2026-03-30T08:37:09","slug":"why-are-young-ones-who-use-crypto-most","status":"publish","type":"post","link":"https:\/\/www.bitnovo.com\/blog\/en\/why-are-young-ones-who-use-crypto-most","title":{"rendered":"Why are young people between 25 and 39 years old the ones who use crypto the most to pay?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_75 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Alternar tabla de contenidos\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #ffffff;color:#ffffff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #ffffff;color:#ffffff\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.bitnovo.com\/blog\/en\/why-are-young-ones-who-use-crypto-most\/#the_dna_of_the_modern_investor_why_do_25-39_year_olds_dominate_the_market\" >The DNA of the modern investor: Why do 25-39 year olds dominate the market?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.bitnovo.com\/blog\/en\/why-are-young-ones-who-use-crypto-most\/#why_do_younger_generations_invest_so_much_in_crypto\" >Why do younger generations invest so much in crypto?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.bitnovo.com\/blog\/en\/why-are-young-ones-who-use-crypto-most\/#the_speed_of_change_from_curiosity_to_adoption\" >The speed of change: From curiosity to adoption<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.bitnovo.com\/blog\/en\/why-are-young-ones-who-use-crypto-most\/#resonance_of_digital_assets_with_new_generations\" >Resonance of digital assets with new generations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.bitnovo.com\/blog\/en\/why-are-young-ones-who-use-crypto-most\/#to_invest_or_to_pay_the_dilemma_of_utility\" >To invest or to pay? The dilemma of utility<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.bitnovo.com\/blog\/en\/why-are-young-ones-who-use-crypto-most\/#what_challenges_does_this_new_investment_trend_face\" >What challenges does this new investment trend face?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.bitnovo.com\/blog\/en\/why-are-young-ones-who-use-crypto-most\/#practical_tips_for_navigating_the_crypto_world\" >Practical tips for navigating the crypto world<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Tiempo de lectura:<\/span> <span class=\"rt-time\"> 6<\/span> <span class=\"rt-label rt-postfix\">minutos<\/span><\/span><p>Contrary to popular belief that the crypto ecosystem is a\u00a0<strong>playground for teenagers<\/strong>\u00a0or a\u00a0<strong>haven for older finance experts<\/strong>, the data in Europe is conclusive: the\u00a0<strong>25 to 39 age group<\/strong>\u00a0is the one leading the <a href=\"https:\/\/www.bitnovo.com\/blog\/en\/spanish-households-save-in-crypto-according-to-the-bank-of-spain\">ownership<\/a> and use of digital assets.<\/p>\n<p>This is not a\u00a0<strong>passing fad<\/strong>\u00a0nor an isolated phenomenon on social media. We are facing a symptom of a\u00a0<strong>deep fracture<\/strong>\u00a0in the relationship between citizens and money.\u00a0<strong>Millennials and the early Gen Z<\/strong> are not \u201cplaying\u201d at investing; they are\u00a0<strong>redesigning their financial survival<\/strong>.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-30182 size-full\" src=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/1-compressed-1.jpg\" alt=\"bitnovo_crypto_generation_25_39\" width=\"612\" height=\"408\" srcset=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/1-compressed-1.jpg 612w, https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/1-compressed-1-300x200.jpg 300w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"the_dna_of_the_modern_investor_why_do_25-39_year_olds_dominate_the_market\"><\/span><strong>The DNA of the modern investor: Why do 25-39 year olds dominate the market?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>For this generation, which has grown up amid\u00a0<strong>economic crises<\/strong>\u00a0and\u00a0<strong>total digitalization<\/strong>, blockchain-based assets are not a gamble but a\u00a0<strong>rational response<\/strong>\u00a0to a traditional financial system they perceive as\u00a0<strong>slow and exclusionary<\/strong>.<\/p>\n<p>Below, we break down the pillars that define this\u00a0<strong>new DNA of the modern investor<\/strong>\u00a0and the reasons why\u00a0<strong>decentralized platforms<\/strong>\u00a0have become their main\u00a0<strong>store of value<\/strong>.<\/p>\n<table style=\"height: 206px;\" width=\"1139\">\n<thead>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Category<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Description<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Impact on the user<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Technological affinity<\/strong><\/td>\n<td>Growing up in a native digital environment with rapid <a href=\"https:\/\/www.bitnovo.com\/blog\/en\/guide-to-understanding-blockchain-without-doing-3-programming-masters-degrees\">blockchain<\/a> adoption.<\/td>\n<td><strong>Ease of use<\/strong>\u00a0and a\u00a0<strong>shorter learning curve<\/strong>\u00a0in investment apps.<\/td>\n<\/tr>\n<tr>\n<td><strong>Financial distrust<\/strong><\/td>\n<td>Perception of the traditional banking system as\u00a0<strong>slow, exclusionary or outdated<\/strong>.<\/td>\n<td>Migration towards\u00a0<strong>decentralized systems<\/strong>\u00a0that do not depend on intermediary institutions.<\/td>\n<\/tr>\n<tr>\n<td><strong>Freedom and transparency<\/strong><\/td>\n<td>Search for assets with\u00a0<strong>high return potential<\/strong>\u00a0and\u00a0<strong>total traceability<\/strong>.<\/td>\n<td>Preference for\u00a0<strong>calculated risk<\/strong>\u00a0over the low profitability of traditional savings.<\/td>\n<\/tr>\n<tr>\n<td><strong>Cultural shift<\/strong><\/td>\n<td>Use of crypto as a\u00a0<strong>status symbol<\/strong>,\u00a0<strong>modernity<\/strong>\u00a0and\u00a0<strong>\u201clifestyle\u201d<\/strong>\u00a0on social media.<\/td>\n<td><strong>Social validation<\/strong>\u00a0and a\u00a0<strong>sense of belonging<\/strong>\u00a0to exclusive digital communities.<\/td>\n<\/tr>\n<tr>\n<td><strong>Web3 Economy<\/strong><\/td>\n<td>Direct participation in\u00a0<strong>digital ownership<\/strong>\u00a0(NFTs, DAOs and content monetization).<\/td>\n<td>Users not only invest, but also\u00a0<strong>\u201cown\u201d<\/strong>\u00a0part of the platforms they use.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>According to a statement from\u00a0<strong>Coinbase<\/strong>, in its <a href=\"https:\/\/www.coinbase.com\/es-es\/blog\/state-of-crypto-q4-2025\">report<\/a>\u00a0<strong>\u201cState of Crypto Q4 2025: Younger investors are rewriting the investing playbook\u201d<\/strong>, younger generations are investing in cryptocurrencies at a rate <strong>more than three times<\/strong>\u00a0that of their older counterparts.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-30183 size-full\" src=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/2-compressed-1.jpg\" alt=\"bitnovo_crypto_payment_youth\" width=\"500\" height=\"333\" srcset=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/2-compressed-1.jpg 500w, https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/2-compressed-1-300x200.jpg 300w\" sizes=\"(max-width: 500px) 100vw, 500px\" \/><\/p>\n<p>As a curious fact, according to a <a href=\"https:\/\/fundacionmutualidad.org\/wp-content\/uploads\/2024\/07\/memoria_2023_fundacion.pdf\">study<\/a> titled\u00a0<strong>\u201cLas finanzas de los nativos digitales y millennials espa\u00f1oles\u201d<\/strong>\u00a0(The finances of Spanish digital natives and millennials) prepared by the\u00a0<strong>IE Foundation of IE University<\/strong>\u00a0and the\u00a0<strong>Fundaci\u00f3n Mutualidad de la Abogac\u00eda<\/strong>,\u00a0<strong>more than 50%<\/strong>\u00a0of people under 40 years old currently have cryptocurrencies in their investment portfolio, compared to\u00a0<strong>no more than 18%<\/strong>\u00a0for those over 40 years old.<\/p>\n<p>Additionally, an investigation by the\u00a0<strong>BBC Business Daily<\/strong>\u00a0radio program revealed that many of these\u00a0<strong>investors under 35<\/strong>\u00a0have a characteristic in common: their\u00a0<strong>boldness<\/strong>.<\/p>\n<p><strong>\u201cThe COVID-19 crisis made people realize that passive income is very necessary. That was what led me to invest,\u201d<\/strong>\u00a0a young person told Business Daily.<\/p>\n<div class=\"tenor-gif-embed\" data-postid=\"2598920739317253144\" data-share-method=\"host\" data-aspect-ratio=\"1\" data-width=\"100%\"><a href=\"https:\/\/tenor.com\/view\/ponke-ponkesol-monke-monkey-solana-gif-2598920739317253144\">Ponke Ponkesol GIF<\/a>from <a href=\"https:\/\/tenor.com\/search\/ponke-gifs\">Ponke GIFs<\/a><\/div>\n<p><script type=\"text\/javascript\" async src=\"https:\/\/tenor.com\/embed.js\"><\/script><\/p>\n<h2><span class=\"ez-toc-section\" id=\"why_do_younger_generations_invest_so_much_in_crypto\"><\/span><strong>Why do younger generations invest so much in crypto?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In essence,\u00a0<strong>Coinbase<\/strong>\u00a0points out that young people feel\u00a0<strong>excluded from traditional paths to building wealth<\/strong>.\u00a0<strong>Skyrocketing real estate prices<\/strong>,\u00a0<strong>stagnant wages<\/strong>\u00a0and the\u00a0<strong>perceived barriers<\/strong>\u00a0in the stock market have generated a sense of\u00a0<strong>frustration<\/strong>.<\/p>\n<p>That is why they are turning to\u00a0<strong>alternative assets<\/strong>. Cryptocurrency represents not only an investment, but a new\u00a0<strong>accessible vehicle for financial growth<\/strong>\u00a0that, according to them, the old system failed to provide.<\/p>\n<p><strong>Coinbase&#8217;s CEO, Brian Armstrong<\/strong>, was clear. He stated that the existing financial system has\u00a0<strong>numerous problems<\/strong>, from\u00a0<strong>high fees<\/strong>\u00a0to\u00a0<strong>slow transactions<\/strong>\u00a0and\u00a0<strong>limited access<\/strong>. This criticism resonates deeply with a generation that values\u00a0<strong>speed<\/strong>,\u00a0<strong>transparency<\/strong>\u00a0and\u00a0<strong>decentralization<\/strong>. For them, crypto is not a gamble; it is a\u00a0<strong>logical solution<\/strong>.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-30184 size-full\" src=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/3-compressed-1.jpg\" alt=\"bitnovo_crypto_adoption_europe\" width=\"1000\" height=\"750\" srcset=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/3-compressed-1.jpg 1000w, https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/3-compressed-1-300x225.jpg 300w, https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/3-compressed-1-768x576.jpg 768w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/p>\n<h2><span class=\"ez-toc-section\" id=\"the_speed_of_change_from_curiosity_to_adoption\"><\/span><strong>The speed of change: From curiosity to adoption<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To understand the magnitude of this movement, it is not enough to look at who is buying, but\u00a0<strong>how quickly they are doing so<\/strong>. Data from the Eurozone reveals a metric that is hard to ignore:\u00a0<strong>ownership of cryptoassets has doubled in just two years<\/strong>. While in 2022 adoption stood at a modest\u00a0<strong>4%<\/strong>, by 2024 that figure had climbed to\u00a0<strong>9%<\/strong>.<\/p>\n<p>The relevant point is not the absolute number, but the\u00a0<strong>doubling speed<\/strong>. In a traditional financial system where changes usually take decades, a digital asset doubling its presence in 24 months is a clear sign that\u00a0<strong>entry barriers are falling<\/strong>.<\/p>\n<table style=\"height: 88px;\" width=\"1133\">\n<thead>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Year<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Adoption rate (Eurozone)<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Market status<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2022<\/td>\n<td>4%<\/td>\n<td>Technological niche \/ Initial exploration.<\/td>\n<\/tr>\n<tr>\n<td>2024<\/td>\n<td>9%<\/td>\n<td>Accelerated growth \/ Expansion phase.<\/td>\n<\/tr>\n<tr>\n<td>Projection<\/td>\n<td>Increasing<\/td>\n<td>Consolidation as a complementary asset.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>In fact, this accelerated growth reinforces\u00a0<strong><a href=\"https:\/\/www.bitnovo.com\/en\">Bitnovo<\/a><\/strong>\u00a0message: if adoption is doubling, it is because\u00a0<strong>access is being simplified<\/strong>. With its motto\u00a0<strong>\u201cCryptocurrencies for everyone\u201d<\/strong>, the platform positions itself right at the center of this growth curve, allowing that <strong>9%<\/strong>\u00a0to continue expanding towards\u00a0<strong>true financial freedom for ordinary people<\/strong>.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"resonance_of_digital_assets_with_new_generations\"><\/span><strong>Resonance of digital assets with new generations<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"height: 222px;\" width=\"1132\">\n<thead>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Resonance pillar<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Key concept<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Value for the young person \/ digital native<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Digital identity<\/strong><\/td>\n<td>Self-expression and belonging.<\/td>\n<td>Assets are an\u00a0<strong>extension of their personality<\/strong>\u00a0and status in the virtual environment.<\/td>\n<\/tr>\n<tr>\n<td><strong>Operational efficiency<\/strong><\/td>\n<td>24\/7 management from devices.<\/td>\n<td>Eliminates\u00a0<strong>physical barriers<\/strong>\u00a0(storage\/transport) and adapts to an\u00a0<strong>accelerated pace of life<\/strong>.<\/td>\n<\/tr>\n<tr>\n<td><strong>Cultural connection<\/strong><\/td>\n<td>Digitization of heritage and art.<\/td>\n<td>Allows owning and transmitting cultural values (such as museum pieces) in a\u00a0<strong>modern way<\/strong>.<\/td>\n<\/tr>\n<tr>\n<td><strong>Social factor<\/strong><\/td>\n<td>Collecting and interaction.<\/td>\n<td>The asset serves as a\u00a0<strong>\u201ckey\u201d<\/strong>\u00a0to enter communities and share interests with like-minded peers.<\/td>\n<\/tr>\n<tr>\n<td><strong>Technical trust<\/strong><\/td>\n<td>Security in Blockchain.<\/td>\n<td><strong>Decentralization and transparency<\/strong>\u00a0generate a trust that old institutions have lost.<\/td>\n<\/tr>\n<tr>\n<td><strong>Democratization<\/strong><\/td>\n<td>True financial inclusion.<\/td>\n<td><strong>Lowers entry barriers<\/strong>; a large initial capital is no longer required to start building wealth.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-30537\" src=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/nir_design-bitcoin-3083578_640-1.jpg\" alt=\"bitnovo_millennials_crypto_investing\" width=\"640\" height=\"359\" srcset=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/nir_design-bitcoin-3083578_640-1.jpg 640w, https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/nir_design-bitcoin-3083578_640-1-300x168.jpg 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"to_invest_or_to_pay_the_dilemma_of_utility\"><\/span><strong>To invest or to pay? The dilemma of utility<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>One of the most frequent questions is whether Europeans are buying crypto to\u00a0<strong>\u201cget rich\u201d<\/strong>\u00a0or to use it in their\u00a0<strong>daily lives<\/strong>. The short answer is:\u00a0<strong>both, but at different rates<\/strong>.<\/p>\n<table style=\"height: 170px;\" width=\"1142\">\n<thead>\n<tr>\n<td>\n<p style=\"text-align: center;\"><strong>Category<\/strong><\/p>\n<\/td>\n<td style=\"text-align: center;\"><strong>Main purpose<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Current status (2026)<\/strong><\/td>\n<td>\n<p style=\"text-align: center;\"><strong>Observed trend<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Investment and savings<\/strong><\/td>\n<td><strong>Store of value and hedge against inflation<\/strong> (the \u201cDigital Gold\u201d).<\/td>\n<td><strong>Dominant (~90%)<\/strong>. It is the main reason why Europeans enter the ecosystem.<\/td>\n<td>It is\u00a0<strong>consolidating as a strategic allocation<\/strong>\u00a0in personal portfolios, not just as speculation.<\/td>\n<\/tr>\n<tr>\n<td><strong>Means of payment<\/strong><\/td>\n<td><strong>Purchases at stores, subscriptions and daily expenses.<\/strong><\/td>\n<td><strong>Growing (~40%)<\/strong>. It remains a minority compared to investment, but its adoption is\u00a0<strong>steady<\/strong>.<\/td>\n<td><strong>On the rise<\/strong>\u00a0thanks to\u00a0<strong>crypto debit cards<\/strong>\u00a0and the integration of gateways in\u00a0<strong>e-commerce<\/strong>.<\/td>\n<\/tr>\n<tr>\n<td><strong>Remittances and transfers<\/strong><\/td>\n<td><strong>Fast, low-cost cross-border transfers.<\/strong><\/td>\n<td><strong>Strategic<\/strong>. Heavily used by\u00a0<strong>expatriates and digital nomads<\/strong>\u00a0in the eurozone.<\/td>\n<td><strong>Accelerated growth<\/strong>\u00a0in transfers outside the EU to avoid\u00a0<strong>abusive bank fees<\/strong>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"what_challenges_does_this_new_investment_trend_face\"><\/span><strong>What challenges does this new investment trend face?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Although enthusiasm is evident, this movement is not without\u00a0<strong>obstacles<\/strong>. New investors must navigate a\u00a0<strong>complex and volatile<\/strong>\u00a0market. Understanding\u00a0<strong>blockchain technology<\/strong>, managing\u00a0<strong>digital wallets<\/strong>\u00a0and recognizing\u00a0<strong>security risks<\/strong>\u00a0are essential skills. Furthermore,\u00a0<strong>regulatory uncertainty<\/strong>\u00a0remains a major cloud over the entire sector.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-30185 size-full\" src=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/4-compressed-1.jpg\" alt=\"bitnovo_digital_wallet_young_user\" width=\"612\" height=\"408\" srcset=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/4-compressed-1.jpg 612w, https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2026\/03\/4-compressed-1-300x200.jpg 300w\" sizes=\"(max-width: 612px) 100vw, 612px\" \/><\/p>\n<p>However, these challenges have not discouraged young investors. On the contrary, they often see\u00a0<strong>volatility as an opportunity<\/strong>\u00a0and educate themselves through\u00a0<strong>communities and online resources<\/strong>. Their approach is\u00a0<strong>practical<\/strong>,\u00a0<strong>self-directed<\/strong>, and fundamentally different from the <strong>advisor-driven models<\/strong>\u00a0of the past.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"practical_tips_for_navigating_the_crypto_world\"><\/span><strong>Practical tips for navigating the crypto world<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>If you are considering following this trend,\u00a0<strong>knowledge is your most valuable asset<\/strong>. Start with these steps:<\/p>\n<ul>\n<li><strong>Educate yourself first, invest later:<\/strong>Understand the basics of blockchain, the different cryptocurrencies and what drives their value.<\/li>\n<li><strong>Start small and diversify:<\/strong>\u00a0Never invest more than you can afford to lose. Consider distributing your investments among different assets.<\/li>\n<li><strong>Prioritize <a href=\"https:\/\/www.bitnovo.com\/blog\/en\/self-custody-in-the-crypto-world-importance-and-benefits\">security<\/a>:<\/strong>\u00a0Use\u00a0<strong>reputable exchanges<\/strong>\u00a0and\u00a0<strong>secure hardware wallets<\/strong>. Your\u00a0<strong>private keys<\/strong>\u00a0are your responsibility.<\/li>\n<li><strong>Think long-term:<\/strong>\u00a0Consider crypto as part of a\u00a0<strong>long-term wealth strategy<\/strong>, not a\u00a0<strong>get-rich-quick scheme<\/strong>.<\/li>\n<\/ul>\n<p>For the European investor, closely following the\u00a0<strong><a href=\"https:\/\/www.bitnovo.com\/en\/quote-cryptocurrencies\">price<\/a> of cryptocurrencies in euros<\/strong>\u00a0is essential to understand their\u00a0<strong>real profitability<\/strong>. Although the value of cryptocurrencies can be volatile, adoption in the eurozone shows that more and more people\u00a0<strong>trust these assets as a store of value<\/strong>.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-29219 size-full\" src=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2023\/07\/8-compressed-1-1.jpg\" alt=\"bitnovo_blockchain_trust_youth\" width=\"1024\" height=\"576\" srcset=\"https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2023\/07\/8-compressed-1-1.jpg 1024w, https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2023\/07\/8-compressed-1-1-300x169.jpg 300w, https:\/\/www.bitnovo.com\/blog\/wp-content\/uploads\/2023\/07\/8-compressed-1-1-768x432.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>In short, cryptocurrencies have ceased to be a\u00a0<strong>technological experiment<\/strong>\u00a0to become a\u00a0<strong>tool for social empowerment<\/strong>.<\/p>\n<p>For today&#8217;s youth and for ordinary people who have felt\u00a0<strong>ignored by traditional banking<\/strong>, digital assets represent the\u00a0<strong>most direct path to change their destiny<\/strong>. This is where platforms like\u00a0<strong><a href=\"https:\/\/www.bitnovo.com\/blog\/en\/\">Bitnovo<\/a><\/strong>\u00a0take on a vital meaning: under their motto\u00a0<strong>\u201cCryptocurrencies for everyone\u201d<\/strong>, they manage to <strong>break down entry barriers<\/strong>\u00a0and\u00a0<strong>simplify access<\/strong>\u00a0to this new paradigm.<\/p>\n<p>By\u00a0<strong>eliminating intermediaries<\/strong>\u00a0and offering\u00a0<strong>total transparency<\/strong>, the crypto ecosystem not only offers an investment, but a\u00a0<strong>real opportunity to achieve financial freedom<\/strong>\u00a0and\u00a0<strong>take full control of their economic future<\/strong>. It is, in essence, the\u00a0<strong>democratization of money<\/strong>\u00a0in the hands of those who were always outside the system.<\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Tiempo de lectura:<\/span> <span class=\"rt-time\"> 6<\/span> <span class=\"rt-label rt-postfix\">minutos<\/span><\/span>The generation from 25 to 39 years old has more crypto than anyone else in Europe. It is no coincidence: inflation, distrust and financial autonomy explain why this group arrived before the others.<\/p>\n","protected":false},"author":12,"featured_media":30535,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[165],"tags":[],"class_list":["post-30181","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrencies"],"_links":{"self":[{"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/posts\/30181","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/comments?post=30181"}],"version-history":[{"count":3,"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/posts\/30181\/revisions"}],"predecessor-version":[{"id":30538,"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/posts\/30181\/revisions\/30538"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/media\/30535"}],"wp:attachment":[{"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/media?parent=30181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/categories?post=30181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bitnovo.com\/blog\/wp-json\/wp\/v2\/tags?post=30181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}