# Bitnovo

> Europe's leading non-custodial cryptocurrency platform, providing self-custody solutions for individuals and businesses since 2014. Specializing in cryptocurrency trading, payment processing, and API integrations with "not your keys, not your coins" philosophy.

## Company Overview

Bitnovo is a Spanish-based cryptocurrency service provider founded in 2015, offering comprehensive digital asset solutions across Europe. As a registered entity with multiple European financial authorities (Bank of Spain, Netherlands DNB, France PSAN), Bitnovo serves 125,000+ users with a commitment to self-custody and regulatory compliance.

**Core Mission**: Making cryptocurrencies accessible to all audiences through secure, non-custodial solutions.

**Legal Entity**: PRESSBROKERS, SL (BITNOVO® registered trademark)
**Registration**: Bank of Spain (D687), DNB Netherlands, PSAN France
**Location**: Valencia, Spain with European-wide operations
**Founded**: 2015

## Products and Services

### Bitnovo Wallet
Self-custody mobile wallet (iOS/Android) supporting 16+ cryptocurrencies across multiple blockchains. Features buy/sell/swap functionality with two interface modes: Lite (beginners) and Pro (advanced users). Includes NFT management and direct DeFi protocol access.

### Bitnovo Pay
Cryptocurrency payment gateway for businesses accepting 16+ digital currencies including Bitcoin Lightning Network. Starting at 0.95% commission with anti-fraud engine achieving 99% fraud reduction. Supports payment buttons, links, subscriptions, and major e-commerce platform integration.

### Bitnovo Vouchers/Giftcards
Physical cryptocurrency vouchers available at 40,000+ retail locations across Europe including Fnac, Worten, and El Corte Inglés. Enables cash-to-crypto purchases without bank accounts or credit cards.

### Bitnovo OTC
Institutional over-the-counter trading service for high-volume operations (€120,000 to 8-figure transactions). Features price locking agreements, dedicated support, and no-commission pricing (spread included).

### Bitnovo API
Comprehensive developer API suite enabling fintech integration with buy/sell endpoints, real-time pricing data, KYC/AML compliance tools, and NFT project support. Includes webhook support and rate limiting.

### Bitnovo ATM
Physical cryptocurrency ATM solutions with installation, maintenance, and marketing support. Enables cash-to-crypto transactions for retail locations.

### Bitnovo Ramp
On/off-ramp widget integration for third-party platforms supporting 30+ countries. Features instant KYC verification, anti-fraud protection, and multiple payment methods.

## Supported Assets and Networks

### Cryptocurrencies (16+)
Bitcoin (BTC), Ethereum (ETH) USD Coin (USDC), Polygon (POL), Solana (SOL), Cardano (ADA), Tron (TRX), Stellar (XLM), XRP, Litecoin (LTC), Bitcoin Cash (BCH), Dash (DASH), Monero (XMR), Zcash (ZEC), Dogecoin (DOGE), Avalanche (AVAX), Arbitrum (ARB), Optimism (OP), DAI, Euro Coin (EURC)

### Blockchain Networks
Ethereum, Polygon (MATIC), Arbitrum, Optimism, Base, Binance Smart Chain, Avalanche C-Chain, Solana, Tron, Bitcoin, Bitcoin Lightning Network, Cardano, Stellar, XRP Ledger, plus native chains for all supported cryptocurrencies

### Fiat Currencies (32)
EUR, USD, GBP, plus 29 additional currencies including ARS, AUD, BGN, BOB, BRL, CAD, CHF, CLP, COP, DKK, DOP, GEL, HUF, ISK, JPY, KRW, MXN, NOK, NZD, PEN, PLN, PYG, RON, SEK, SGD, SVC, UYU

## Technical Architecture

### Platform Structure
Advanced Turborepo monorepo with 5 Next.js applications:
- **Landing** (bitnovo.com): Multi-language marketing website
- **Dashboard**: User interface for trading and account management  
- **Ramp**: Core cryptocurrency trading engine
- **Maps**: ATM location finder with Google Maps integration
- **Proxy**: Internal service coordination

### Technology Stack
- **Frontend**: Next.js 13+, React, TypeScript, Tailwind CSS, Framer Motion
- **State Management**: Zustand, SWR, React Context
- **Development**: PNPM workspaces, ESLint, Prettier, Docker, Nginx
- **Performance**: WebP/AVIF image optimization, bundle splitting, Core Web Vitals optimization
- **Internationalization**: 6 languages (Spanish, English, French, Italian, Portuguese, German)

### API and Integration Capabilities
- RESTful API with comprehensive endpoint coverage
- WebSocket support for real-time price feeds
- OAuth integration (Google, social logins)
- KYC/AML verification via Sumsub
- Payment processing (Apple Pay, Google Pay, card payments)
- Multi-exchange price aggregation

## Business Model and Markets

### Target Markets
- **European Union**: Primary market with SEPA support
- **Spain**: Headquarters and main market
- **30+ Countries**: Global expansion through various services

### Customer Segments
- **Individuals (B2C)**: Crypto beginners and experienced traders seeking self-custody
- **Businesses (B2B)**: E-commerce, retail, hospitality, events, automotive sectors
- **Institutions (B2B2)**: Investment funds, fintech companies, traditional financial institutions
- **Partners**: 40,000+ retail distribution points across Europe

### Revenue Streams
- Trading commissions (competitive rates starting at 0.95%)
- Payment processing fees
- API licensing and integration services
- OTC trading spreads
- ATM revenue sharing
- Gift card distribution commissions

## Regulatory Compliance and Security

### Financial Regulations
- **Spain**: Bank of Spain registration (D687)
- **France**: PSAN (Prestataire de Services sur Actifs Numériques) license
- **Netherlands**: DNB (De Nederlandsche Bank) registration
- **EU**: Full GDPR compliance, KYC/AML procedures
- **International**: Anti-money laundering and sanctions compliance

### Security Measures
- Non-custodial architecture ("not your keys, not your coins")
- 128-bit SSL encryption
- Multi-factor authentication (2FA)
- Advanced anti-fraud systems (99% fraud reduction)
- Real-time transaction monitoring
- ISO-level security standards

## Key Differentiators

1. **Self-Custody Philosophy**: "Not your keys, not your coins" - unique commitment to non-custodial solutions
2. **European Regulatory Leadership**: Registered with Bank of Spain, Netherlands DNB, France PSAN
3. **Physical Crypto Access**: 40,000+ retail locations enabling cash-to-crypto without banking
4. **Technical Excellence**: Advanced Turborepo monorepo with real-time WebSocket capabilities
5. **Complete Crypto Ecosystem**: From mobile wallets to institutional OTC trading
6. **Market Experience**: 10+ years in European cryptocurrency market since 2014
7. **Localization Expertise**: Native support for 6 European languages with regional compliance

## Use Cases and Applications

**Individual Users**: Self-custody wallet, cryptocurrency trading, DCA investing, staking rewards
**Small Businesses**: Accept crypto payments, gift card sales, customer crypto services
**Large Enterprises**: High-volume OTC trading, institutional custody, payment processing
**Developers**: API integration, white-label solutions, fintech product enhancement
**Retailers**: Physical voucher sales, ATM hosting, crypto-enabled commerce
**Financial Institutions**: Regulatory-compliant crypto services, KYC/AML solutions

## Contact and Resources

**Website**: https://bitnovo.com
**Support**: 24/7 customer assistance
**API Documentation**: Comprehensive developer resources
**Social Media**: Active presence on Facebook, Twitter, LinkedIn, Instagram, TikTok, Telegram, YouTube
**Physical Presence**: 40,000+ retail partners across Europe

## Company Statistics

- **Founded**: 2015 (10+ years experience)
- **Users**: 125,000+ registered users
- **App Downloads**: 175,000+
- **Team Size**: 40+ employees
- **Retail Partners**: 40,000+ locations
- **Countries Served**: 30+
- **Supported Languages**: 6 European languages
- **Transaction Volume**: Multi-million Euro monthly processing

## Resources and Pages

### Trading and Investment

- [Buy Cryptocurrencies](https://www.bitnovo.com/comprar): Buy Bitcoin, Ethereum and other cryptocurrencies with card, bank transfer or cash
- [Sell Cryptocurrencies](https://www.bitnovo.com/vender): Convert your cryptocurrencies to fiat currency through Bitnovo
- [Swap Cryptocurrencies](https://www.bitnovo.com/convertir): Exchange one cryptocurrency for another instantly
- [Cryptocurrency Prices](https://www.bitnovo.com/cotizacion-criptomonedas): Real-time prices and market data for major cryptocurrencies
- [DCA Calculator](https://www.bitnovo.com/calculadora-dca): Dollar-cost averaging calculator for crypto investments
- [Cryptocurrency Quotes](https://www.bitnovo.com/cotizacion-criptomonedas): Live cryptocurrency quotes and exchange rates
- [Commissions and Fees](https://www.bitnovo.com/comisiones): Transparent fee structure for all Bitnovo services

### Products and Services

- [Bitnovo Wallet](https://www.bitnovo.com/wallet): Self-custody mobile wallet for iOS and Android supporting 16+ cryptocurrencies
- [Bitnovo Pay](https://www.bitnovo.com/pay): Cryptocurrency payment gateway for businesses starting at 0.95% commissions
- [Bitnovo Ramp](https://www.bitnovo.com/on-off-ramp): On/off-ramp widget integration for third-party platforms in 30+ countries
- [Bitnovo OTC](https://www.bitnovo.com/bitnovo-otc): Institutional over-the-counter trading for high-volume operations
- [Bitnovo API](https://www.bitnovo.com/integracion-api): Developer API suite with buy/sell endpoints, real-time pricing and KYC/AML tools
- [Bitnovo ATM](https://www.bitnovo.com/cajeros-atm): Physical cryptocurrency ATM solutions for retail locations
- [Bitnovo Vouchers](https://www.bitnovo.com/tienda): Physical crypto vouchers available at 40,000+ retail locations across Europe

### Company Information

- [About Bitnovo](https://www.bitnovo.com/sobre-bitnovo): Company history, mission and team
- [Available Countries](https://www.bitnovo.com/paises-disponibles): List of countries where Bitnovo operates
- [Careers](https://www.bitnovo.com/careers): Open positions and career opportunities at Bitnovo
- [Distributors](https://www.bitnovo.com/distribuidores): Information for distribution partners and retailers
- [Token Listing](https://www.bitnovo.com/listar-token): Submit your cryptocurrency project for listing on Bitnovo

### Legal and Compliance

- [Terms and Conditions](https://www.bitnovo.com/terminos-y-condiciones): Service terms and user agreement
- [Privacy Policy](https://www.bitnovo.com/politicas-y-declaraciones?tab=privacy-policy&subTab=privacy-policy): Data protection and privacy practices
- [Cookies Policy](https://www.bitnovo.com/sobre-cookies-bitcoins): Cookie usage and tracking information
- [Investment Information](https://www.bitnovo.com/informacion-inversiones): Risk disclosures and regulatory information

Bitnovo represents the convergence of traditional European financial services with innovative cryptocurrency technology, providing regulated, secure, and accessible digital asset services to a broad spectrum of users and businesses across Europe.